A convenient way to augment your existing loan portfolio.

Albert Crawford, Founding Partner/CEO

Explore recently sold loans

View the many opportunities we bring to our 1,550+ banks on a daily basis.

BHG Financial’s Bank Network members have recently surpassed $1B in interest income earned, powered by its credit models.

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FEATURED

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

The BHG Loan Hub

BHG aggregates and sells easy-to-understand, fully amortizing, fixed-rate principal and interest loans from elite borrowers, offering banks a convenient way to add interest-paying loans on their books without the hassle or expense of originations. Join nearly 1,700 banks on our network that have earned a collective $1.8B+ in interest income since 2001.

A straightforward way for banks to buy loans

24/7 access to high-yield, low-risk assets

We believe our credit model suite evaluates our loans to a more in-depth degree than any other unsecured debt on the market. We dive deeper before we lend, uncovering variables that pinpoint the risk associated with every application.

Credit models that identify the propensity to pay

Simple to review, easy to buy online

Our innovative online platform lets you review multiple purchase options with no cost or commitment. Easily review and underwrite complete credit files and make informed purchasing decisions.

"Marketing, loan origination, loan servicing, and collection are all well-oiled departmental machines. BHG Rep is always available and always responds quickly to any questions or concerns."

President/CEO

Illinois

"BHG’s online marketplace allows us to purchase loans in an efficient manner. The rates of return, coupled with their reserve enhancements, allow us to invest excess liquidity in a timely manner at an acceptable level of risk."

EVP/Sr. Lender

Missouri

“BHG provides another outlet when our local loan demand is down. We have also attended BHG's customer training events and have grown to thoroughly appreciate their underwriting, servicing, and collection systems.”

Nebraska

Loan Officer

“As one of the many banks with excess liquidity, working with BHG provided a platform to grow our loan portfolio without sacrificing asset quality or yield. BHG has developed a strong screening process and credit scoring model, which has greatly streamlined our bank’s due diligence process.”

President/CEO

North Dakota

"With your team’s assistance, guidance, and spirit, we purchased a nice portfolio at a good yield. Now, we have a strong portfolio of consumer credits to give us some accretive earnings.”

EVP/Chief Lending Officer

Vermont

"Our partnership with BHG Financial has been remarkable. The Loan Purchase Program has let us diversify our portfolio strategically, increasing yield and creating another avenue to manage our balance sheet.”

EVP/Chief Credit Officer

Oregon

Our bank partnerships mean everything to us

Discover how you can access the nation’s top borrowers

ALL P&I PAYMENTS

directly to your bank via ACH

CREDIT ENHANCEMENTS

available for the life of each loan

$1.8B+ INTEREST EARNED

by banks since 2001

$0 ORIGINATION

cost for your bank

WEEKLY SILENT AUCTIONS

DAILY LIVE AUCTION

BHG MARKETPLACE

LARGE PORTFOLIO
LOAN PURCHASING

WA Annual income: $312K
WA Years in industry:   19
WA FICO:   747
Average loan size:   $131K

BHG borrower characteristics

WA = Weighted Average

Read why nearly 1,700 of your peers are Bank Network members

Simple to review, easy to buy online

Our innovative online platform lets you review multiple purchase options with no cost or commitment. Easily review and underwrite complete credit files and make informed purchasing decisions.

"BHG provides another outlet when our local loan demand is down. We have also attended BHG's customer training events and have grown to thoroughly appreciate their underwriting, servicing, and collection systems."

Loan Officer

Nebraska

"As one of the many banks with excess liquidity, working with BHG provided a platform to grow our loan portfolio without sacrificing asset quality or yield. BHG has developed a strong screening process and credit scoring model, which has greatly streamlined our bank’s due diligence process."

President/CEO

North Dakota

"Marketing, loan origination, loan servicing, and collection are all well-oiled departmental machines. BHG Rep is always available and always responds quickly to any questions or concerns."

Illinois

President/CEO

"BHG’s online marketplace allows us to purchase loans in an efficient manner. The rates of return, coupled with their reserve enhancements, allow us to invest excess liquidity in a timely manner at an acceptable level of risk."

Missouri

EVP/Sr. Lender

"With your team’s assistance, guidance, and spirit, we purchased a nice portfolio at a good yield. Now, we have a strong portfolio of consumer credits to give us some accretive earnings.”

Vermont

EVP/Chief Lending Officer

"Our partnership with BHG Financial has been remarkable. The Loan Purchase Program has let us diversify our portfolio strategically, increasing yield and creating another avenue to manage our balance sheet.”

Oregon

EVP/Chief Credit Officer

“For 23 years, we have had the honor of working with nearly 1,700 banks throughout the U.S. A big part of BHG’s success can be attributed to the hard work and support of our bank network. I personally want to thank you and let you know that we are here for you.”

Albert Crawford, Chairman/CEO & Co-Founder

Image is an example only and does not reflect actual customer information.

Since 2001, BHG Financial has originated $23B+ in loans to high-earning professionals across America. Banks on our institutional network can purchase these credits on the BHG Loan Hub. Nearly 1,700 banks have bought our loans, earning a collective $1.8B+ in interest income, boosting their revenues and loan portfolio diversification.