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A convenient way to augment your existing loan portfolio.
Albert Crawford, Founding Partner/CEO
View the many opportunities we bring to our 1,550+ banks on a daily basis.
BHG Financial’s Bank Network members have recently surpassed $1B in interest income earned, powered by its credit models.
FEATURED
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
BHG aggregates and sells easy-to-understand, fully amortizing, fixed-rate principal and interest loans from elite borrowers, offering banks a convenient way to add interest-paying loans on their books without the hassle or expense of originations. Join the 1,650+ banks on our network that have earned a collective $1.5B+ in interest income since 2001.
A straightforward way for banks to buy loans
24/7 access to high-yield, low-risk assets
We believe our credit model suite evaluates our loans to a more in-depth degree than any other unsecured debt on the market. We dive deeper before we lend, uncovering variables that pinpoint the risk associated with every application.
Our innovative online platform lets you review multiple purchase options with no cost or commitment. Easily review and underwrite complete credit files and make informed purchasing decisions.
"Marketing, loan origination, loan servicing, and collection are all well-oiled departmental machines. BHG Rep is always available and always responds quickly to any questions or concerns."
President/CEO
Illinois
"BHG’s online marketplace allows us to purchase loans in an efficient manner. The rates of return, coupled with their reserve enhancements, allow us to invest excess liquidity in a timely manner at an acceptable level of risk."
EVP/Sr. Lender
Missouri
"BHG provides another outlet when our local loan demand is down. We have also attended BHG's customer training events and have grown to thoroughly appreciate their underwriting, servicing, and collection systems."
Nebraska
Loan Officer
"As one of the many banks with excess liquidity, working with BHG provided a platform to grow our loan portfolio without sacrificing asset quality or yield. BHG has developed a strong screening process and credit scoring model, which has greatly streamlined our bank’s due diligence process."
President/CEO
North Dakota
"With your team’s assistance, guidance, and spirit, we purchased a nice portfolio at a good yield. Now, we have a strong portfolio of consumer credits to give us some accretive earnings.”
EVP/Chief Lending Officer
Vermont
"Our partnership with BHG Financial has been remarkable. The Loan Purchase Program has let us diversify our portfolio strategically, increasing yield and creating another avenue to manage our balance sheet.”
EVP/Chief Credit Officer
Oregon
ALL P&I PAYMENTS
directly to your bank via ACH
CREDIT ENHANCEMENTS
available for the life of each loan
$1.5B+ INTEREST EARNED
by banks since 2001
$0 ORIGINATION
cost for your bank
WEEKLY SILENT AUCTIONS
DAILY LIVE AUCTION
BHG MARKETPLACE
LARGE PORTFOLIO
LOAN PURCHASING
LARGE PORTFOLIO
LOAN PURCHASING
WA Annual income: $306K
WA Years in industry: 19
WA FICO: 748
Average loan size: $119K
BHG borrower characteristics
WA = Weighted Average
Our innovative online platform lets you review multiple purchase options with no cost or commitment. Easily review and underwrite complete credit files and make informed purchasing decisions.
"BHG provides another outlet when our local loan demand is down. We have also attended BHG's customer training events and have grown to thoroughly appreciate their underwriting, servicing, and collection systems."
Loan Officer
Nebraska
"As one of the many banks with excess liquidity, working with BHG provided a platform to grow our loan portfolio without sacrificing asset quality or yield. BHG has developed a strong screening process and credit scoring model, which has greatly streamlined our bank’s due diligence process."
President/CEO
North Dakota
"Marketing, loan origination, loan servicing, and collection are all well-oiled departmental machines. BHG Rep is always available and always responds quickly to any questions or concerns."
Illinois
President/CEO
"BHG’s online marketplace allows us to purchase loans in an efficient manner. The rates of return, coupled with their reserve enhancements, allow us to invest excess liquidity in a timely manner at an acceptable level of risk."
Missouri
EVP/Sr. Lender
"With your team’s assistance, guidance, and spirit, we purchased a nice portfolio at a good yield. Now, we have a strong portfolio of consumer credits to give us some accretive earnings.”
Vermont
EVP/Chief Lending Officer
"Our partnership with BHG Financial has been remarkable. The Loan Purchase Program has let us diversify our portfolio strategically, increasing yield and creating another avenue to manage our balance sheet.”
Oregon
EVP/Chief Credit Officer
“For 22 years, we have had the honor of working with more than 1,650 banks throughout the U.S. A big part of BHG’s success can be attributed to the hard work and support of our bank network. I personally want to thank you and let you know that we are here for you.”
Albert Crawford, Chairman/CEO & Co-Founder
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Since 2001, BHG Financial has originated $19.75B in loans to high-earning professionals across America. Banks on our institutional network can purchase these credits on the BHG Loan Hub. More than 1,650+ banks have bought our loans, earning a collective $1.5+B in interest income, boosting their revenues and loan portfolio diversification.